What to do After a Bicycle Accident in Michigan
During the warmer seasons, Bicycle riding is enjoyed by numerous people in Michigan just as much as any other state in the U.S. Sadly, this can often result in Bicycle accidents and injuries with children being unfortunately susceptible to these kinds of devastating events. If you or loved one have been injured in a bicycle riding accident in Michigan, your first move is to find a qualified Michigan bicycle accident attorney now.
Being a bicyclist affords you the same rights as a pedestrian in particular regards to being involved in an accident with a motor vehicle. All cars, trucks, buses, etc. are classified as motor vehicles in Michigan, and every registered vehicle is also required to carry no-fault insurance as specified by Michigan law. Unfortunately, a bicycle is obviously not considered a motor vehicle and therefore riders do not have no-fault coverage. Albeit, do not fret if you are injured in a bicycle accident with a motor vehicle.
Bicycle Accident Claims
As a victim of a bicycle accident with a truck, bus, or car, for example, you have the same rights as the motorist in that you are covered by the latter’s no-fault insurance. In Michigan, this is called a first party claim. These claims are also known as Personal Injury Protection or PIP, and the claim is the same as no-fault insurance which works hand in hand with the motorists’ motor vehicle insurance. PIP will cover your injuries which includes all medical expenses and loss of wages, but also things such as attendant care and/or replacement services for anyone who may be dependent on you. Nevertheless, unlike the three-year statute of limitations, the maximum waiting time to file a PIP claim as an injured bicyclist is no more than one year.
In any event, the three-year statute is applied to a bicyclist, however, if your injuries are extremely severe and you need to cover extensive economic damages. In such a case, you may be looking to recover more than the PIP can provide, and you will certainly need to file a third-party claim to do this. A third party claim is also known as tort, and it is in place to cover any extensive pain and suffering. If you or a loved one are experiencing tremendous pain and suffering from your involvement in a bicycle accident with a negligent motorist, then you will be filing a third party claim. No matter which claims you need to seek, only an experienced Michigan attorney can provide you the proper guidance throughout the legal process.
Safety Guidelines for Michigan Bicyclists
Of course, there are several measures and precautions you need to adhere to in order to keep yourself safe on your bicycle. Wearing a helmet/protective and reflective gear is right at the top of the list of preventative measures you should be following. Just as important is to be absolutely aware of all traffic laws, and obey them accordingly. If at all possible, limit your bicycle riding to the quietest, least populated streets as possible.
Staying sober, noticeable, and alert while riding a bicycle has saved countless lives, although there is next to nothing you can do to avoid every negligent driver on the road. Likewise, all the safety precautions in the world will not necessarily guarantee your immunity to an accident. Accidents can be all-too-often unavoidable, and all bicycle accidents with a motor vehicle result in injury. After a bicycle accident you are injured, worried, rattled, and stressed out among a multitude of other concerns. Do yourself a favor and focus on your health and well-being, and hire a knowledgeable Michigan accident attorney to handle everything else, today!